🛠️ All Free Calculators

Every calculator, organized by category — find what you need in seconds.

114 calculators, 5 categories
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Tip Calculator

Calculate tip amount and split the bill between any number of people.

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Percentage Calculator

Three calculators in one: percentage of a number, percentage of total, and percentage change.

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Compound Interest Calculator

See how your money grows with compound interest and regular monthly contributions.

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Salary ↔ Hourly Wage Converter

Convert annual salary to hourly, weekly, biweekly, and monthly pay, or vice versa.

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401(k) Calculator

Estimate your retirement savings using real 2026 IRS contribution limits.

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2026 Federal Tax Bracket Calculator

Calculate your federal income tax using official 2026 IRS brackets and standard deduction.

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Mortgage Calculator

Estimate your monthly mortgage payment including taxes, insurance, and PMI.

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Auto Loan Calculator

Estimate your monthly car payment and total interest for new or used vehicles.

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Sales Tax Calculator

Official 2026 sales tax rates for all 50 states and DC.

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Paycheck Calculator (2026)

Estimate your take-home pay using official 2026 federal tax brackets and FICA rates.

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Discount Calculator

Find the sale price, or work out what discount you're actually getting.

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Loan Calculator (EMI)

Works for any loan type — find your monthly payment and total interest.

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VAT Calculator

Add or remove VAT/GST from a price — works for any country's rate.

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Debt Payoff Calculator

Compare the Snowball and Avalanche payoff strategies side by side.

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Savings Goal Calculator

Find out how much to save each month to hit your target.

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Freelance Hourly Rate Calculator

Find the hourly rate you actually need to charge — it's not salary ÷ hours.

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Self-Employment Tax Calculator

Estimate your Social Security and Medicare tax as a freelancer (2026 rates).

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Online Seller Fee & Profit Calculator

See exactly what Etsy, eBay, or Amazon take — and what you keep.

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Break-Even Point Calculator

How many units do you need to sell before your side business profits?

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Markup & Margin Calculator

Find your selling price, or check your real profit margin.

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FIRE Number Calculator

Financial Independence, Retire Early — find your number and timeline.

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Rule of 72 Calculator

A quick shortcut for estimating how fast your money doubles.

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CAGR Calculator

Find your investment's true annualized return.

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Emergency Fund Calculator

How much should you have saved for the unexpected?

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Dividend Yield Calculator

Estimate your passive income from dividend-paying investments.

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Time Card Calculator

Enter your week's clock times to get total hours and estimated pay.

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Overtime Pay Calculator

See your regular pay, overtime pay, and total for the week.

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50/30/20 Budget Calculator

See how to split your take-home pay between needs, wants, and savings.

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Mileage & Gas Cost Calculator

Find the true fuel cost of any trip — great for commuters and gig drivers.

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Subscription Cost Calculator

Add up your subscriptions to see what they really cost per year.

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Raise Calculator

Find your new pay after a raise — by percentage or dollar amount.

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Bill Split Calculator

Split rent, groceries, or any shared bill unevenly by percentage.

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Late Payment Interest Calculator

See exactly how much late fee to charge an overdue invoice.

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Tip Pool Calculator

Split a shared tip pool fairly by hours worked, or evenly.

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IRS Mileage Reimbursement Calculator

Find your reimbursement or deduction using the current official IRS rate.

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Minutes to Decimal Hours Converter

Convert HH:MM time to payroll decimal hours, in either direction.

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8-Hour Shift Calculator

Find exactly when your shift ends — including overnight shifts.

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Amortization Schedule Calculator

See your full year-by-year loan breakdown and what an extra payment saves.

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Home Affordability Calculator

Find the home price range you can realistically afford.

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Rent vs. Buy Calculator

Compare the true long-term cost of renting versus buying.

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Net Worth Calculator

What you own, minus what you owe — your financial progress number.

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Debt-to-Income (DTI) Ratio Calculator

The same ratio lenders use to evaluate your loan application.

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Credit Card Payoff Calculator

See how long minimum payments really take — and what a fixed payment saves.

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Credit Utilization Calculator

A key factor in your credit score, right after payment history.

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Car Affordability Calculator

Find the car price that fits your budget without financial strain.

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Down Payment Savings Calculator

Find how much to save monthly to hit your home down payment goal.

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Student Loan Payoff Calculator

See your payoff timeline and what an extra payment saves you.

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Roth vs. Traditional IRA Calculator

Compare the after-tax retirement value of both account types.

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HSA Contribution Calculator

Find your maximum allowed HSA contribution and estimated tax savings.

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529 College Savings Plan Calculator

See how your monthly contributions could grow, tax-free, for college.

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Closing Costs Calculator

Estimate the one-time costs due when you close on a home purchase.

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Home Equity Calculator

Find your current home equity and estimated borrowing capacity.

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Effective vs. Marginal Tax Rate Calculator

See exactly how your income is taxed bracket by bracket.

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Capital Gains Tax Calculator

Compare short-term vs. long-term capital gains tax.

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Simple Interest Calculator

Interest and total amount for any principal, rate, and time — any currency.

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ROI Calculator

Return on investment, net gain, and annualized ROI — any currency.

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Inflation Calculator

Future cost and buying power of money for any inflation rate.

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Electricity Cost Calculator

Running cost of any appliance per day, month, and year.

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Commission Calculator

Flat or tiered sales commission, and sales needed for a target.

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Flat vs. Reducing Balance Rate Calculator

Compare flat and reducing-balance loans and find the true effective rate.

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APY Calculator

Convert an interest rate to APY for any compounding frequency, and see a year’s interest.

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CD Calculator

See what a certificate of deposit is worth at maturity, with APY and total interest.

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APR Calculator

Find a loan’s true APR including origination and other upfront fees.

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Retirement Withdrawal Calculator

See how long your savings last with yearly withdrawals, growth, and inflation.

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Mortgage Refinance Calculator

Compare your current mortgage with a refinance: new payment, savings, and break-even month.

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Mortgage Points Calculator

See what discount points cost, how much they save each month, and the break-even point.

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Rent Affordability Calculator

How much rent you can afford by income, using the 30% rule and a budget-based check.

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Property Tax Calculator

Estimate yearly and monthly property tax from assessed value, rate, or mill levy.

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Car Lease Calculator

Estimate a monthly car lease payment from price, residual value, and money factor.

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Loan Comparison Calculator

Compare two loan offers side by side: payment, total interest, fees, and total cost.

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Debt Consolidation Calculator

Compare your current debts with one consolidation loan: payment, interest, and time.

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Balance Transfer Calculator

See whether a balance transfer saves money after the fee and the promotional period.

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Stock Average Cost Calculator

Average cost per share across multiple buys, profit/loss, and shares needed for a target average.

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Stock Profit Calculator

Profit or loss on a stock trade after commissions, return percentage, and break-even price.

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Quarterly Estimated Tax Calculator

Estimate Form 1040-ES payments for freelancers: income + self-employment tax, safe harbor and due dates.

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Social Security Claiming Age Calculator

Compare your benefit at 62, full retirement age and 70, and find your break-even age.