What Is Maximum Heart Rate?
Heart Rate Zones
Training zones are usually defined as percentages of maximum heart rate, from about 50%–60% (very light) to 90%–100% (maximum effort). The Karvonen method uses heart rate reserve (maximum minus resting heart rate) instead.
Accuracy
Age-based formulas are population averages and can differ from an individual's true maximum by 10 or more beats per minute; a supervised exercise test measures it directly.
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Last updated: September 27, 2026. This definition is for general educational purposes only. It is not financial, investment, tax, legal, or medical advice, and it does not recommend any product or course of action. For decisions about your own situation, consult a qualified professional.